Policyholders

Avon Insurance offers a range of accident insurance policies that help provide peace of mind for you and your loved ones.

 

By keeping our protection products simple and uncomplicated, we are able to provide low premiums and high standards of service.

 

View the table below for details of each product – or call 01789 415050 for more information.

 

Type of product	What it covers	Example of what a policy might pay
Accidental Death Age eligibility: 17 - 69	If you die as a result of an accident	A lump sum of £20,000
Accident Protector Age eligibility: 18 - 64	If you have an accident, which causes a specified permanent injury, such as loss of eyesight, hearing, limbs, fingers etc., or permanent total disablement	Specified lump sum payments, which vary depending on the injury from £500 up to £20,000
Hospitalisation Age eligibility: 17 - 69	If you have to stay in hospital as a result of an accident	A daily benefit of £40 a day, for up to 365 days
Serious Illness Age eligibility: 18 - 54	If you suffer a serious stroke or heart attack or are diagnosed with life-threatening cancer	A lump sum of £30,000

 

The products have no cash in or maturity value.

All products exclude injuries resulting from:

Suicide and deliberate self-harm

Any accident occurring while under the influence of alcohol or any drug not prescribed by a registered medical
practitioner

Flying or any form of airborne aerial activity, except while travelling on a recognised airline, and

War risks

 

The Accident Protector policy also exclude accidents when riding a motorcycle or moped and other dangerous activities such as rock climbing, taking part in speed trials, etc.

 

Full details of all exclusions are provided within the policy documentation.