Avon Insurance offers two separate ‘serious illness’ products designed to bring peace of mind to customers and their families.
The Cardio Recuperation Plan pays a lump sum on survival for 30 days or more after a serious heart attack or stroke. The product is marketed primarily to men, but can also be offered to women.
The Cancer Recuperation Plan is marketed mainly to women, but is also available to men, offering a lump sum payment on survival for 30 days or more after diagnosis of a life-threatening cancer.
Common features include:
Eligibility for cover if aged 18 or over and under 55 (expires at age 65)
Guaranteed acceptance if able to answer “no” to health declaration
questions
Premiums are dependent on age when taking out the cover and the
amount
of cover offered
There is no cover for the first 90 days of the Cardio Recuperation Plan, or
first 180 days of the Cancer Recuperation Plan
Cover is worldwide for UK residents and in force 24 hours a day
There is no cash in or maturity value on any product
Cancer Recuperation Plan only excludes conditions resulting from:
Infection of HIV or conditions arising because of AIDS
Nuclear and radiation risks
Cardio Recuperation Plan only excludes conditions resulting from:
Participation in a criminal act
Both products exclude conditions resulting from:
Excessive consumption of alcohol or an overdose of drugs whether
lawfully prescribed or not
Taking of "controlled drugs"
Unreasonable failure to seek or follow medical advice
For further details on any of the products, or more information on how they might be integrated into your marketing schedule, make a business enquiry via our online enquiry form.
If you have a query relating to any of our business solutions, please make a business enquiry via our online enquiry form.
