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Provides a daily benefit for hospitalisation resulting from an accident.

Hospital Accident Plan

Our cover provides a daily cash benefit to help with unexpected expenses if you need to stay in hospital because of an accident.

Hospital Accident plans were offered through banks and building societies, often alongside other Personal Accident Policies.

Depending on when your cover was arranged, your policy may differ slightly from the following overview provided. Please refer to your Policy Documents for full details or contact us if you need more information.

What am I covered for?

  • A daily cash benefit for every 24- hour stay in hospital because of an accident.
  • Double benefits if you’re in intensive care.
  • You’re covered for a hospital stay anywhere in the world, so long as your permanent residence is in the UK.
  • We’ll pay the benefit, even if you are covered for similar cover elsewhere.

You are not covered for...

  • Hospitalisation which is not directly attributable to an accident or due solely to illness or disease.
  • Having an accident while you are under the influence of alcohol or drugs, not prescribed by a medical practitioner.

This policy has no cash in or maturity value.